COVERAGE |
CLASS 1($500.00- $4,499) |
CLASS 2($4,500-$7,499) |
CLASS 3($7,500- $11,999) |
CLASS 4($12,000-$24,999) |
CLASS 5($25,000-$69,999) |
CLASS 6($70,000-$99,999) |
CLASS 7($100,000 |
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| LIFE AND AD&D COVERAGE1 (UNDER AGE 65) | $10,000 | $10,000 | $15,000 | $60,000 | $100,000 | $250,000 | $400,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| PRESCRIPTION DRUGS (%OF INGREDIENT COST) |
N/A | 75% | 75% | 75% | 75% | 95% | 95% | ||||||||||||||||||||||||||||||||||||||||||||||||
| PARMEDICAL COVERAGE (i.e. Massage, Physio, Chiro) 95% REIMBURSEMENT |
N/A | $30/VISIT2 | $30/VISIT2 | $40/VISIT2 | $50/VISIT2 | $50/VISIT3 | $50/VISIT3 | ||||||||||||||||||||||||||||||||||||||||||||||||
| ORTHOTICS
95% REIMBURSEMENT |
N/A | $300.00 | $300.00 | $300.00 | $300.00 | $300.00 | $300.00 | ||||||||||||||||||||||||||||||||||||||||||||||||
| TRAVEL INSURANCE - per trip (Out of country/province) |
N/A | 90 DAYS 4 | 90 DAYS 4 | 90 DAYS | 90 DAYS | 90 DAYS | 90 DAYS | ||||||||||||||||||||||||||||||||||||||||||||||||
| EYE EXAMS - Per 24 Months
95% REIMBURSEMENT |
N/A | $65 | $65 | $65 | $65 | $65 | $65 | ||||||||||||||||||||||||||||||||||||||||||||||||
| VISION - Per 24 Months5
(glasses,contacts,laser,presc. sun glasses) 100% REIMBURSEMENT |
N/A | $250 | $250 | $250 | $250 | $300 | $300 | ||||||||||||||||||||||||||||||||||||||||||||||||
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1 Amount of coverage in force prior to age 65 reduces by 50% at age 65 and further reduces by 10% each
subsequent year on Member's birthday.
Please contact the MBT office for confirmation of coverage if you are over age 65.
2 $500 maximum per Paramedical discipline and $900 combined maximum per benefit year.
3 $800 maximum per Paramedical discipline and $2000 combined maximum per benefit year.
4 Not available over age 70 for Class 2 & 3.
5 For prescription changes, coverage is per 12 months.
Coverage |
Eligibility |
Benefit |
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| Short Term Disability | Minimum average of $17,500 in earnings over the past 3 calendar years prior to the current benefit year. | 66.7% of the first $400 of weekly earnings plus 55% of the remainder to a maximum benefit of $1000 per week. | ||
| Long Term Disability | Minimum average of $35,000 in earnings over the past 3 calendar years prior to the current benefit year. | 66.7% of the first $3000 of monthly earnings plus 50% of the remainder to a maximum benefit of: | ||
| One year of Eligibility | $2500 per month | |||
| Two or more years of Eligibility | $5000 per month | |||
| Critical Illness (Completed Enrollment form is required) |
$17,500 in earnings in previous calendar year. | $10,000 Policy | ||
| $70,000 in earnings in previous calendar year. | $50,000 Policy for Stunt Performers/$100,000 Policy for Performers | |||
| $100,000 in earnings in previous calendar year. | $100,000 Policy Stunt Performers and Performers | |||
| Employee and Family Assistance Program | All MBT Members resident in Canada. | Short term counseling including: - Family/Relationship Matters - Financial Matters - Legal Matters |
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| Retirement Savings Program |
All MBT Members |
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To access this program please contact Ceridian at 1-877-207-8833
Employee and Family Assistance Program Booklet