TO MBT
FIRST STEPS: FILLING OUT FORMS
GENERAL ENROLMENT FORMS
There are two parts to the MBT enrolment form: Declaration of Residency (where you live) and the Group Insurance Application. Please print, complete, and mail this form to the MBT office.
RRSP / RETIREMENT FORMS
RRSP Forms are available on our partner iA Financial's site. Please visit www.ia.ca\rbs or click the button below for information on enrolling in the RRSP program.
FIRST THINGS FIRST:
HERE IS WHAT YOU GET WITH US
As a new member of the MBT you will receive, upon enrolment:
- A $10,000 Group Life and Accidental Death & Dismemberment (AD&D policy),
- Access for you and your dependents to an Employee Assistance Program
- The opportunity to purchase a health and dental plan to cover you until you qualify for the main group plan
Once you qualify for the MBT plan, based on your previous calendar year earnings, you may be eligible for the following benefits (subject to stated minimum requirements):
LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT
Group Life and AD&D is provided to a maximum of $400,000. Optional Group Life and AD&D insurance is available in increments of $10,000 to a maximum of $500,000. Minimum earnings $500
PRESCRIPTIONS
The prescription drug plan is coordinated with the Provincial Pharmacare program and reimburses qualified prescriptions up to a maximum benefit of $5,000 per benefit year. Minimum earnings: $4,500
DENTAL
Dental coverage includes 6 month recalls, basic and major restorative care, teeth whitening and orthodontic coverage, based on eligibility. Minimum earnings: $7,500
CRITICAL ILLNESS
Critical Illness insurance provides a lump sum benefit in the event that you are diagnosed with a covered illness including, Heart Attack, Stroke and Cancer. Up to $100,000 in coverage is available to eligible members. Minimum earnings: $17,500
RETIREMENT PROGRAM
The UBCP RBS Program includes non-registered and registered accounts. There are a variety of investment options for you to choose from including socially responsible funds, asset allocation and target date funds, and low investment management fees. You will have 24/7 access to your accounts and can start your retirement planning as soon as you enrol. Minimum earnings: N/A
DISABILITY INSURANCE
Short term disability provides a maximum of $1,000 per week, payable for a maximum of 52 weeks if you are unable to work in your own occupation due to injury or illness. Long term disability provides a maximum benefit of $5,000 per month, payable to age 65. Minimum 3 year average earnings: STD = $17,500 LTD = $35,000
PARAMEDICAL & VISION
Paramedical coverage includes massage, physiotherapy, chiropractor, naturopathy and acupuncture. Vision coverage includes eye exams, glasses, contacts and prescription sunglasses. Minimum earnings: $4,500
TRAVEL
A 90 day travel insurance policy covers you if you are away on vacation or working out of the province or country. Minimum earnings: Under age 70 = $4,500 Over age 70 = $12,000
EMPLOYEE ASSISTANCE PROGRAM
With Lifeworks, you and your dependents have access to a free, confidential service to assist you in resolving a variety of problems and challenges. Lifeworks provides information or services for counselling, legal and financial clarity, health advice, stress management, and managing relationships and family matters. Minimum earnings: N/A, members are eligible upon enrolment in MBT plan.
POLICIES
The MBT and RBS policies can be found here. Please take some time to read more about your benefits.
MBT Benefit Program Summary
Ready to start? Choosing the MBT is easy! All you need to do is fill out a form to get started right away.
OUR PARTNERS
We’ve partnered with the best in the industry to ensure you get the best coverage for your needs. Did you know that you can directly access your account with each of our partners?
