WELCOME

We’re so happy you’re here! Let’s get started…

FIRST STEPS: FILLING OUT FORMS

GENERAL ENROLMENT FORMS

There are two parts to the MBT enrolment form: Declaration of Residency (where you live) and the Group Insurance Application. Please print, complete, and mail this form to the MBT office, 300 – 380 West 2nd Avenue, Vancouver, BC V5Y 1C8.
MBT Enrolment Form

RRSP / RETIREMENT FORMS

Completed forms can be returned to the MBT office, 300 – 380 West 2nd Avenue, Vancouver, BC  V5Y 1C8.

If you are signing up a minor (under 19) please follow the instructions under the MINOR MEMBERS tab.

ADULT MEMBERS

Retirement Guide and Forms – Adult (forms begin on page 32)
CRA Authorization – Adult

MINOR MEMBERS

For Minor members aged 11 and under: The Parent or Legal Guardian must sign all forms.
CRA Authorization – Minor
Guarantee and Indemnity
NRSP and RRSP application found on page 18 in this booklet:
Retirement Guide and Forms – Minor

For Minor members aged 12 and over: The member will sign:
NRSP and RRSP application found on page 18 in this booklet:
Retirement Guide and Forms – Minor

The Parent or Legal Guardian will sign:
CRA Authorization – Minor
Guarantee and Indemnity

OVERVIEW OF YOUR BENEFITS

As a new member of the MBT you will receive, upon enrolment:

  • a $10,000 Group Life and Accidental Death & Dismemberment (AD&D policy),
  • access for you and your dependents to an Employee Assistance Program, as well as
  • the opportunity to purchase a health and dental plan to cover you until you qualify for the main group plan

Once you qualify for the MBT plan, based on your previous calendar year earnings, you may be eligible for the following benefits (subject to stated minimum requirements):

LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT

Group Life and AD&D is provided to a maximum of $400,000. Optional Group Life and AD&D insurance is available in increments of $10,000 to a maximum of $500,000. Minimum earnings $500

PRESCRIPTIONS

The prescription drug plan is coordinated with the Provincial Pharmacare program and reimburses qualified prescriptions up to a maximum benefit of $5,000 per benefit year. Minimum earnings: $4,500

DENTAL

Dental coverage includes 6 month recalls, basic and major restorative care, teeth whitening and orthodontic coverage, based on eligibility. Minimum earnings: $7,500

CRITICAL ILLNESS

Critical Illness insurance provides a lump sum benefit in the event that you are diagnosed with a covered illness including, Heart Attack, Stroke and Cancer. Up to $100,000 in coverage is available to eligible members. Minimum earnings: $17,500

RETIREMENT PROGRAM

The UBCP RBS Program includes non-registered and registered accounts. There are a variety of investment options for you to choose from including socially responsible funds, asset allocation and target date funds, and low investment management fees. You will have 24/7 access to your accounts and can start your retirement planning as soon as you enrol. Minimum earnings: N/A

DISABILITY INSURANCE

Short term disability provides a maximum of $1,000 per week, payable for a maximum of 52 weeks if you are unable to work in your own occupation due to injury or illness. Long term disability provides a maximum benefit of $5,000 per month, payable to age 65. Minimum 3 year average earnings: STD = $17,500   LTD = $35,000

PARAMEDICAL & VISION

Paramedical coverage includes massage, physiotherapy, chiropractor, naturopathy and acupuncture. Vision coverage includes eye exams, glasses, contacts and prescription sunglasses. Minimum earnings: $4,500

TRAVEL

A 90 day travel insurance policy covers you if you are away on vacation or working out of the province or country. Minimum earnings: Under age 70 = $4,500  Over age 70 = $12,000

EMPLOYEE ASSISTANCE PROGRAM

With Lifeworks, you and your dependents have access to a free, confidential service to assist you in resolving a variety of problems and challenges. Lifeworks provides information or services for counselling, legal and financial clarity, health advice, stress management, and managing relationships and family matters. Minimum earnings: N/A, members are eligible upon enrolment in MBT plan.

POLICIES

The MBT and RBS policies can be found here. Please take some time to read more about your benefits.

FAQs

What do I get?

The MBT offers very comprehensive and competitive coverage for its members. We have 7 Benefit Classes based on income. For example, if your income is $8000 per year, you will be in Class 3 and receive the benefits listed in that class. The Chart below shows what benefits are available at each income level.

2017 Benefit Health Program Summary
When do my benefits start?

When you enrol in the MBT you are immediately eligible for:

  • a $10,000 Group Life and Accidental Death & Dismemberment (AD&D policy),
  • access for you and your dependents to an Employee Assistance Program, as well as
  • the opportunity to purchase a health and dental plan to cover you until you qualify for the main group plan

The Benefit year is June 1 to May 31 and class level is based on your earnings as a full UBCP member from the previous calendar year. For example, if you become a full UBCP member on October 15, 2016, you would be eligible for coverage June 1, 2017. Your class level as of that date would be based on your earnings from October 15, 2016 to Dec. 31, 2016.

What do the different classes in the chart mean?

The different classes of coverage are based on your income. For example, if your income is between $500 – $4,499 you qualify for Class 1 and you receive Life and AD&D coverage.  If your income is $12,000 you would qualify for Class 4 and would be eligible for Life and AD&D, Prescriptions, Paramedical, Orthotics, Travel Insurance, Eye exams, and Vision coverage, as well as Dental coverage. Class levels are based on calendar year earnings and changes occur June 1 of each year.

Within each Class you can see which benefits you receive as well as how much coverage is available for each benefit.

Do I still have to pay MSP?

Yes, you will still need to pay for Medical Services Plan (MSP). Our benefits are extended benefits which means they offer coverage beyond your basic MSP.

OUR PARTNERS

We’ve partnered with the best in the industry to ensure you get the best coverage for your needs. Did you know that you can directly access your account with each of our partners? Just click the logos below and you’ll be taken directly to their sites. If you get stuck or have questions, let us know or check out the FAQ page.

Green Shield Canada

Extended Health and Dental coverage.

Group Retirement Services

Life and Disability Services

LifeWorks

Employee Assistance Program (EAP)