WELCOME TO THE MBT!
WHO ARE WE &
WHEN CAN YOU START COLLECTING
YOUR BENEFITS?
Once you choose the Members Benefit Trust Insurance Program or MBT you are eligible for benefits IMMEDIATELY. It is a plan CREATED BY MEMBERS FOR MEMBERS and has been providing Health and Welfare Benefits since 1992 to over 2000 members. The MBT’s mandate
to provide the best plan for our members’ dollars.
WHAT DO WE OFFER ?
In addition to HEALTH and DENTAL BENEFITS, members are also offered excellent RRSP INVESTMENT OPTIONS for the contributions made on their behalf by Producers as per the collective agreement.
WHY JOIN THE MBT?
- It’s a plan created For Members, By Members.
- You have a voice and a vote in all changes made to the MBT insurance program.
- Your insurance contributions are held in your name, in trust, for your benefit only and are protected by CDIC coverage.
- Health, Life and Disability insurance companies are rated AA+ meaning they are among the strongest companies in the country. You also have the added protection of Assuris, a not for profit organization that protects policyholders should their insurance company fail.
- Prescription, Dental and Paramedical claims can be processed online by your provider before you leave their office. No need to collect receipts, submit and wait for a cheque! Or for those claims that must be submitted manually, opt for the direct deposit option.
- Every insurance dollar is being put to work for you.
- Our One Class Drop Protection helps to ensure you maintain Extended Health Benefits if your earnings drop. You also have the opportunity to buy up to maintain your previous years Health and Dental class level.
- The MBT offers both Short and Long Term disability benefits that will
cover you from age 19 to 65 in the event that injury or illness prevents you from working in your own occupation.
- The Critical Illness Benefit provides a lump sum payment to members who qualify in the case of: heart attack, stroke, cancer, blindness, Alzheimer’s and many other conditions.
- The Retirement Program offers more than 10 investment options, including Equity, Bond and Socially Responsible funds, to meet your investment needs. Great West Life has over $26 billion dollars in assets under administration and your funds are managed by the top investment managers in the country.
- Employee Assistance Program - provides free counseling for stress, relationships, drug and alcohol addiction and much more.
- Online Access – As an MBT member you will have 24/7 online access to your RRSP accounts and Health and Dental coverage. You can change your investment option or check your vision eligibility anytime….anywhere!
- OTHER OPTIONAL BENEFITS MAY ALSO BE PURCHASED by members for their
families including:
EXTENDED HEALTH AND DENTAL COVERAGE
LIFE INSURANCE
ACCIDENTAL DEATH AND DISMEMBERMENT
So join over 2000 of your fellow UBCP members BECOME AN MBT MEMBER. We look forward to serving you in the years to come.
Please call Sarah King our plan administrator at (604) 689-0727 ext. 2261,
with any questions
or e-mail her at sarah.king@ubcp.com.
She'll be glad to help.
So go break a leg! We’ll be there.
Yours truly, the Staff and Trustees of the MBT